That is why its a good idea to have a real estate agent if you are a first time home buyer because they can help you though the process of buying your first home. It can be a bit nerve wrecking when you have to get a loan out for a house you may not know where to turn or who to turn to. But there is help you can talk to a loan officer that can get you the best deal on a home and can get you a good interest rate for the home loan.
So you just have to go though all your options and pick the right one for your budget. Buying the best home in Michigan is about finding a home that works with your budget the best.